Elizabethtown Car Accident Lawyers
Being involved in a Kentucky car accident can change someone’s life. Not only are there the lingering effects of the physical injuries, but injured motorists must also deal with ongoing pain, as well as the anxieties that are often brought about after a car accident. Going through the recovery process alone is difficult, but it is also unnecessary. At Hessig & Pohl, we represent clients who have been seriously injured in all types of Elizabethtown car accidents. From the moment we begin working on your case, we will aggressively pursue maximum compensation for you and your family.
Dealing with insurance companies after a Hardin County car accident
As experienced Kentucky personal injury lawyers, we have come to understand that one of the most stressful aspects of the recovery process is dealing with insurance companies. Most Elizabethtown car accidents involve at least one insurance company. Kentucky is a “choice no-fault” state. Thus, when someone is injured in a car accident, the default means of recovery is through a claim with their own insurance policy.
Motorists have the option of obtaining tort-based auto insurance, in which case an injured motorist could file a claim with the at-fault motorist’s insurance company. Even if no-fault insurance is obtained, a claim can be pursued if the accident victim’s injuries reach a certain threshold. Of course, some drivers do not have insurance, or have only the legally required minimum.
Kentucky law requires that all motorists maintain the following amount of insurance coverage on their vehicles:
- $25,000 per person/$50,000 per accident in bodily injury liability
- $25,000 for property damage
Alternatively, a driver has the option of purchasing a policy with a single limit of $60,000. Kentucky does not require motorists to obtain underinsured or uninsured motorist (UIM) protection. However, UIM coverage is highly recommended because, in too many cases, the at-fault driver’s available insurance leaves accident victims with unpaid expenses.
An experienced Elizabethtown personal injury lawyer can help injured motorists pursue a claim for compensation by handling all communication with insurance companies. Insurance companies routinely downplay the seriousness of an accident victim’s injuries, in hopes of being able to settle the claim for as little as possible. In this way, insurance companies take advantage of injured drivers. Not surprisingly, studies have shown that injured motorists who are represented by an attorney recover settlements that are 40 percent larger than unrepresented plaintiffs.
Causes of Elizabethtown car accidents
The majority of car accidents in Kentucky are preventable. In fact, most accidents are the result of poor decisions or a lack of attention. Common causes of Elizabethtown car accidents are:
- Distracted driving – driver distraction is among the top causes of Elizabethtown car accidents. Distracted driving includes things such as texting, talking on the phone, eating, talking to passengers or reaching for items in the back seat.
- Failure to yield – Each year in Kentucky, there are over 15,000 accidents caused by a driver’s failure to yield the right-of-way.
- Improper turns – Drivers who fail to signal, or cross multiple lanes of traffic to make a turn put other motorists, pedestrians and bicyclists at great risk.
- Aggressive driving – Speeding, frequently changing lanes and making quick, unpredictable turns are all characteristics of an aggressive driver.
- Drunk driving – Driving under the influence of drugs or alcohol is not only illegal, but it can also be the basis of a Hardin County car accident claim.
Regardless of how an accident occurs, chances are that it could have been preventable. Those injured in any kind of Elizabethtown car accident may be entitled to compensation for their injuries, and are encouraged to reach out to a dedicated Kentucky personal injury attorney to discuss their case.
Contact with a skilled Elizabethtown personal Injury law firm for immediate assistance
If you or a loved one has been involved in an Elizabethtown car accident, you need experienced personal injury lawyers on your side. Hessig & Pohl is ready to help you. Our team of experienced attorneys routinely recovers significant damages awards on behalf of our clients who were injured in Kentucky car accidents. One of the reasons Hessig & Pohl is a popular choice among Kentucky car accident victims is that our representation does not cost you anything out-of-pocket. We will not collect a fee unless we are able to help you recover compensation for your injuries. Contact us through this website, or call our office at (502) 777-1111. The initial consultation is always free.
Marty fought for me when the insurance company denied my claim. We sued and got the insurance limits.