Louisville Personal Injury Attorneys

While you could attempt to handle your own personal injury car accident, the problem is that unless you know a great deal about the law, as it relates to personal injuries in Kentucky, you are not likely to succeed. This is not because you may not be able to do it, but because the claims process is very complex and if a mistake is inadvertently made, it could jeopardize or disqualify your case. It could mean you end up with zero compensation.

If you have litigation experience, that is one thing. If you have zero litigation experience you could miss the deadline to file, not understand what documents are required and have a great deal of difficulty attempting to negotiate with an insurance company. If obtaining compensation is important after you have sustained personal injuries in a car accident, it’s best to seek legal counsel in order to be successful.

What kind of coverage you have really depends on what plan you chose when you bought personal injury car insurance. You’d need to check your insurance policy to see if you have Personal Injury Protection and MedPay. If you do, your insurance may cover medical costs for injuries and roughly 80 percent of any lost wages.

If your vehicle insurance includes coverage for collisions, you may be able to sue for damages to your car, whether or not the accident was your fault. If the wreck was not your fault, your insurance company may seek damages from the at-fault driver’s insurance company.

If your insurance company offers uninsured or under-insured motorist coverage, it is a smart move to take it. This is because there are a great number of motorists on the road that do not have enough insurance to pay for damages to your vehicle. In particular, under-insured driver coverage can make all the difference in the world to make up for the damages the at-fault party cannot cover.

Yes, you can recover compensation for property damages. That would be applicable for any related repairs to your car from the at-fault party’s auto insurance, provided they have sufficient insurance or any insurance.

You are entitled to choose the repair shop and the parts used. There’s a good chance the at-fault driver’s insurance company intends to get several repair estimates. This is something that you need to do as well.

Should the cost of repairing the vehicle be more than what your vehicle was worth before the accident, you may be able to recoup the pre-accident value along with the sales taxes and fees for buying a similar vehicle.