Have you or your loved one paid your social security taxes but now have disabilities that limit your ability to work? Did you apply for Social Security Disability Insurance (SSDI) and got lost in the maze? We know exactly how you feel because we have helped others in your situation.
To receive SSDI there are two basic rules that need to be met. The first rule says that you must be insured and have worked long enough to be covered by SSDI. Second you must have a disability that meets SSDI standards. For many meeting SSDI disability standards can be a difficult hurdle. To qualify for benefits, you must suffer from a permanent psychological, psychiatric impairment or medical condition that prevents you from getting or continuing employment. You cannot simply state you have a disability, as that needs to be proven first. Qualifying for benefits is a multi-step process.
Filing for SSDI benefits is a complex process. Many people often underestimate the amount of paperwork and effort required. For this reason it is best to have an experienced social security disability insurance attorney from Hessig & Pohl on your side.
Hessig & Pohl’s Experienced Social Security Disability Lawyers Get Results
What Is Social Security Disability Insurance?
Social Security Disability Insurance, is a program run by the Social Security Administration (SSA). It provides monthly payment benefits for people who become disabled and are unable to work prior to reaching retirement. Two programs are available to those who have been disabled and are unable to work. These programs are: Social Security Disability Insurance and Supplemental Security Income (SSI).
While these two programs are similar and share similar eligibility requirements, they are not the same. Unlike SSI, SSDI is a program for people have worked in the past, but now due to their disability they are prevented from taking on any job.
How Do I Qualify for Social Security Disability Insurance?
To qualify for SSDI benefits, first you had to have worked jobs that paid into Social Security. Your contributions to Social Security is measured by the SSA as “work credits.” Depending on your age, different numbers of “work credits” are needed to qualify for SSDI. Typically, however, you will need 40 work credits of which 20 where earned in a 10 year period. Younger workers can qualify with fewer credits.
Moreover, the SSA will also review your medical records to determine your eligibility. Among other factors your age is considered as is your level of education. That information helps SSA decide if you are able to continue working or should receive disability benefits.
Next, you must also meed SSA’s strict disability requirements. Someone can only be considered for benefits if:
- They cannot do the work they did before.
- They are unable to adjust to other types of work because of their medical condition.
- The disability has lasted or is expected to last one year or end in death.
What Evidence Is Needed to Prove a Disability Exists?
The Social Security Administration requires proof of your disability with medical records. The records might include x-rays, mental health records, physical examinations, blood work records, MRIs and any other evidence supporting your claim. Your Hessig & Pohl disability lawyer secures the medical records from your physicians in support of your claim.
I Was Denied SSDI. Can I File an appeal?
Yes, you can file an appeal. An initial denial of benefits is not unusual. On average, over 60 percent of SSDI applications are rejected. You have the right to appeal the decision. Be aware though that there are time limits for filing an appeal. Do not wait to file. Contact a Hessig & Pohl SSDI attorney immediately for help filing the appeal. Time is of the essence.
Can I Continue Working and File for SSDI?
This is a bit of a tricky area because to qualify for benefits, you must be unable to engage in “substantial gainful activity.” However, If you are earning less than the amount set by the Social Security Administration, you may still qualify for benefits. The amount is adjusted periodically.
Do I Need an Attorney to File for Disability?
It is not mandatory to have an attorney to file for SSDI. However, it is strongly recommended to have an experienced Hessig & Pohl social security disability attorney to help. Since over 60 percent of SSDI applications are initially rejected, an attorney will ensure you are best prepared to apply for SSDI benefits.
At Hessig & Pohl, we know the ins and outs of applying for SSDI. We can help you through the maze of applying for SSDI benefits to get your benefits and life back on track.
Increase your odds with us.
Hiring a social security disability lawyer means you are much more likely to win your disability case. The SSDI application process can be overwhelming, but an experienced Hessig & Pohl social security lawyer can help.
Having your social security disability insurance case assessed by Hessig & Pohl’s dedicated SSDI staff makes your life easier. Find out what your legal rights are and learn how the process works to culminate in receiving your benefits.
Marty fought for me when the insurance company denied my claim. We sued and got the insurance limits.